Universal Capital Corp. specializes in providing competitive private debt financing for residential* and commercial borrowers (including Foreign Nationals) that do not qualify for conventional bank loans.

We offer loan programs that feature lower interest rates and quick closings.

Our knowledge and experience with private lending gives Universal the ability to offer competitive, non-traditional financing solutions for our clients.

Loan approvals are based on “asset value” or “income” generated by a property. Underwriting is streamlined … with a limited amount of documentation required. We act quickly to process each loan and provide timely responses to our clients.

Basic Loan Terms
  • Loans – $350,000 to $10 Million
  • 2 Year Term** / Interest Only 
  • Fixed interest rate – starting as low as 8.25%
  • No Prepayment Penalty / Exit Fees / tax returns
  • Up To 75% LTV
  • Loans To Foreign Nationals

*Loans may not be used for residential properties, for personal, family or household use (primary residence) nor for the purchase of real property on which a personal residential dwelling will be constructed. 

** Extensions available

Loan Advantages

  • Limited Paperwork
  •  Minimum FICO Score
  • No Tax Returns
  • Quick Approvals / Closings


Universal Capital Corp.

NMLS ID: 1231941
650 Ocean Drive #6B Key Biscayne, FL 33149


Equal Housing Opportunity

Equal Housing Opportunity. Disclosures | Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.