Private Financing For Ground-Up Construction

Universal can provide private funding for ground-up construction projects. Funding for construction loans will be provided to a maximum of 80% of the actual cost of the project (land and building).

Our experience as real estate developers provides us with a special skill set that enables us to secure and assist in structuring (building plan review, construction budget analysis/verification, permitting review and draw requests) ground-up construction loans for our clients.

Submissions should include:

  • Detailed Construction Budget / Construction Plans / Timeline
  • AIA Construction Contract
  • Survey/Environmental / Title
  • Copy of Permits
  • Draw Schedule

Program Advantages:

  • Cost effective – replaces need for equity partners
  • Immediate funding of Construction Draws (lower sub costs) / reduce overall project costs


* loans may not be used for residential properties for personal, family or household use (primary residence) nor for the purchase of real property on which a personal residential dwelling will be constructed.

Basic Loan Terms
  • Loans – $350,000 to $5 Million
  • 12 – 24 month term / Interest Only as funds advance
  • Interest rate – starting as low as 8.75%
  • No Prepayment Penalty / Exit Fees
  • Up to 80% LTC
  • Loans To Foreign Nationals


Equal Housing Opportunity

Equal Housing Opportunity. Disclosures | Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Universal Capital Corp. NMLS# 1231941.