Your privacy is very important to us.

Accordingly, we have developed this Policy in order for you to
understand how we collect, use, communicate and disclose and make use of personal information.
Before or at the time of collecting personal information, we will identify the purposes for which information
is being collected.

  • We will collect and use of personal information solely with the objective of fulfilling those purposes
    specified by us and for other compatible purposes, unless we obtain the consent of the individual
    concerned or as required by law.

 

  • We will only retain personal information as long as necessary for the fulfillment of those purposes.

 

  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge
    or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

 

  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the
    management of personal information.

 

  • We are committed to conducting our business in accordance with these principles in order to ensure that
    the confidentiality of personal information is protected and maintained.

Complaints

  • It is the policy of our company to respond to customer complaints, disputes and issues immediately,
    to take each complaint seriously, to investigate each complaint however small it is – immediately and
    to take remedial actions swiftly.
  • As soon as a complaint is received, it is documented and is logged into a special log. The complaint is
    sent directly to the Customer Complaint Officer or his designate, in order to take action.
  • All complaints and records of complaints are kept in a special complaints binder along with all the
    Customer Complaint Officer’s Quality Control Files and other written policies so employees can easily
    access them and use them to provide better customer service.
  • Reports on complaints are reviewed during the Customer Complaint Officer’s meetings with our Board. We are focused on providing
    financial products and services to all customers in compliance with all Federal and State regulatory
    policies including but not limited to consumer protection, fair lending and civil rights laws.

Equal Housing Opportunity

Equal Housing Opportunity. Disclosures | Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Universal Capital Corp. NMLS# 1231941.